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Frequently asked questions
How much cash loan can I get as a loan?

You can get up to $1500 as a payday loan. Just apply for a loan amount you need. The lender will offer you an amount that you are eligible for based on your income and expenses.

What are eligibility criteria to apply for a loan?

If you are citizen of Canada, with age of 18 years or above, have a permanent employment and a valid bank account, you can apply right away.

I work part time, is it acceptable?

Yes, a permanent income source is required to back your loan repayments. So, even if you are working part time but receiving a regular income you can get a cash advance.

Ways in which I can repay the loan?

As with any other loan options, this short term loan also has the same repayment method. The loan amount + interest rate is directly debited from your account in a lump sum on the due date. Make sure you have sufficient amount in your account to pay off your loan on time.

I have loan defaults in past, can I still obtain these loans?

Yes, usually, these short term loans are approved on basis of affordability of the applicant to make the repayments. So, if your regular monthly income and expenses are managed properly and you can afford the loan you can get one.

What if I miss the repayment on due date?

In such cases, just like any other loan account you might be charged an additional amount as a late payment penalty. Further delay in loan repayment can hurt your credit rating as it may be counted as a default.